Debt Securities – Bonds for Microfinance in Emerging Market Countries
Launched in 2008, the group is focused in the use of Microfinance Techniques for Investing in small Businesses across Emerging areas of the World, with a Focus on EMEA (Europe, Middle East and Africa) and APAC (Asia-Pacific) regions. The Fund (Luxembourg) is a Securitization Fund established according to the Provisions of the Law of 22 March 2004 on Securitization. Microfinance aims to fill a gap left by Banks, which find small loans uneconomic. Microfinance is about Social and Financial Inclusion as well as Entrepreneurship and Economic Growth.
- Low Correlation – Microfinance has historically low to Zero Correlation to traditional Asset Classes
- Short Maturities (Duration Risk) – 11, 24, 36 and 60 months
- High Yield of up to 9.5% p.a. in EUR
- Securitization Fund FX fully Hedged; No Leverage
- Risk Management – Historical cumulated NPLs < 1%
- The Group has a 13 year Track Record and is a well-recognised Group within the Industry
- The Group has issued a Total of 929 Bonds for Euro 1.6B since Inception
- Strategy Sustainability is integrated into the overall Corporate Strategy
- Stringent rules in Terms of Ethical Behavior, Openness, and Transparency, Discretion and Privacy